Terms

This website does not intend to offer loans. It only helps you in reaching out to lenders. The website provides a platform to visitors to make requests for monthly loans and installment loans.

We arrange the cash assistance from 100+ lenders associated with us. Lenders are chosen based on their promptness, reliability, and resourcefulness. When we receive a loan request, it is sent to every lender on our panel.

We do not intend to promote any single lender. The loan offers we receive from the lenders are forwarded to the borrower so that he could make the choice.

Use of website
The website is to be used by people looking for cash assistance. They are invited to read about monthly loans and installment loans and make a loan request through this website. However, no one is allowed to use the website for meeting any other goal. Reproduction and modification of the website are strictly forbidden.

We are not responsible for borrowers' decision
Although we wish to help all our borrowers, we never force the loan offers on them. Borrowers are encouraged to ask questions and are advised to proceed with caution. We do not interfere between borrowers and lenders. Consequently, decision taken by a borrower is solely his/hers.

Borrowers should be adults
No matter of which state the borrower is a resident, he/she should be an adult. Lenders have other eligibility criteria also but every borrower has to be above 18 years old. If we find any borrower aged less, we will cancel their loan request.

Loans are available in most of the states
Borrowers from most of the states can request for monthly loans and installment loans through us. However, there may be states whose jurisdiction may not allow such loans.

Submission of loan information does not guarantee lender's approval
We would like every borrower to get the loan. That is why we accept loan requests, which meet the general criteria. However, borrowers should know that most importantly, they would need to get approval from the lender, which is final. Post approval, the loan will definitely reach their bank accounts.

Borrowers may be asked to present documents
We maintain that borrowers need not submit any document with their loan requests. However, they may be required to submit documents later on.

Mostly, lenders will ask for papers that would certify information that the borrower supplied in the loan request form. Borrowers are requested to keep their bank account statements, proof of age, and social security cards at hand.

This website does not provide legal advice
Information on this website should not be taken as legal advice. The website presents general information regarding monthly loans and installment loans that we arrange from different lenders.

On this website, borrowers can read about the loans and learn how to make a request for them. They could also send us queries about this cash assistance. As a response to queries, our representative may suggest borrowing monthly loans and installment loans but it should never be considered a legal suggestion.

Loan approval may take time
Depending on the borrower's financial records and documents provided, a lender may need more time for approval. In such cases, lenders keep in touch with the lender to remove roadblocks and facilitate approval. In this regard, borrowers are expected to cooperate and provide documents as and when required. However in most cases, lenders approve the loan request within the next working day.

We do not charge for our services
Borrowers receive our loan arranging service for free. We never charge them. However, lenders may have charges for their services.

A lender is legally bound to disclose all the charges and fees associated with the loan. Borrowers are requested to ask the lender questions regarding these matters before agreeing to the loan offer.

Credit checks are compulsory
Borrowers will have to go through credit check because it is one of the mandatory procedures. A bad credit report does not always amount to rejection of a loan request. Our representatives work towards getting a suitable loan offer for every kind of borrower.

Terms may be changed without prior notice
We stay in sync with the latest legal developments and bring changes to our terms. This page is likely to be modified whenever the requirement is. We are not obligated to inform people about the changes.

Please note that Monthly Loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in USA. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

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