FAQs

How can I use this website?
You can use this website for submitting information about your interest in borrowing monthly loans or installment loans. Please read about the loans here and fill up the loan request form. We shall contact you with loan offers very soon.

Is everyone eligible for the loans?
A borrower should primarily be above the age of 18 years. He should also have a stable job. There are additional criteria decided by the lender. Fill in the loan request and send it to us. Let us look for a loan for which your profile is most suitable.

Can I request for any amount?
You can make request for any amount between $100 and $1500. Mention the loan amount in the loan request form. We will send your requirement to our panel of 100+ lenders.

Is loan approval guaranteed?
Loan approval is done by the lenders. We forward all loan information form submitted to us to our network of lenders. It ultimately depends on the lender. If you provide all the documents that he asks for, you have a high chance of having your loan request approved.

How much time before the amount is transferred to my bank account?
We start working on the loan information forms as soon as we receive them. Moreover, our lenders are also eager to be of assistance. That is why some of our borrowers get approval in as less as 5 minutes. Nevertheless, some borrowers may have to wait longer.

What will the repayment schedule be like?
Monthly loans have a month-long repayment schedule with repayment dates every month and installment loans allow the borrowers to pay back in parts with repayment dates weeks apart. You should choose a loan only if you are comfortable with its repayment schedule. The lender will describe it in detail and you could ask him questions for clarifying every point before agreeing to the loan.

What if I cannot repay on time?
The moment you realize that you will not be able to repay as per the schedule, you should right away communicate it to the lender.

If you avoid it and let the due date pass, you will have to pay penalty or late fees. However, by informing the lender of your inability, you could avoid penalty, as most lenders have an easier way out.

How much are the interest rates?
Interest rate differs because each lender fixes it based on different factors. When you make a loan request on this website, you have a good chance of getting a comfortable interest rate. Although we cannot assure affordability, we try to find a loan offer, which is puts least pressure on your finances.

Do I have to meet with the lender?
No, monthly loans and installment loans are available online. Simply, send to us the loan request complete with your details. We will do the rest. You may be asked to send documents later.

Are you a lender?
We are not a lender. We are loan arrangers. Our job involves sending loan requests to our panel of 100+ lenders. We receive loan offers from lenders and send them to the borrowers.

Please note that Monthly Loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in USA. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

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